{"id":112,"date":"2021-01-04T05:44:28","date_gmt":"2021-01-04T05:44:28","guid":{"rendered":"https:\/\/demo.bosathemes.com\/bosa\/insurance\/?page_id=33"},"modified":"2026-02-05T02:10:47","modified_gmt":"2026-02-05T07:10:47","slug":"faq","status":"publish","type":"page","link":"https:\/\/jzinsurance.us\/es\/faq\/","title":{"rendered":"Pf"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"112\" class=\"elementor elementor-112\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-1e8453fa elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"1e8453fa\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-413896e6\" data-id=\"413896e6\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-40a0373c elementor-widget elementor-widget-sina_title\" data-id=\"40a0373c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-title-subtitle\">PF<\/h3>\t\t\t\r\n\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-7f2c9e07 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"7f2c9e07\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-57478ecc\" data-id=\"57478ecc\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3caa61b5 elementor-widget elementor-widget-sina_title\" data-id=\"3caa61b5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h2 class=\"sina-title-title\">preguntas frecuentes<\/h2>\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-title-subtitle\">Puede obtener m\u00e1s informaci\u00f3n en nuestras preguntas frecuentes.<\/h3>\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"sina-title-desc\">Conceptos b\u00e1sicos del seguro m\u00e9dico<\/div>\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-10ef5e8 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"10ef5e8\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-3afa7261\" data-id=\"3afa7261\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-427da49a elementor-widget elementor-widget-sina_accordion\" data-id=\"427da49a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-accordion\"\r\n\t\tdata-open-first=\"yes\">\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-71b104d open\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es un deducible?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tLa cantidad que usted paga de su bolsillo antes de que su seguro comience a cubrir los gastos.\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-37b6d71\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es un copago?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tUna cantidad fija que usted paga por un servicio m\u00e9dico (por ejemplo, 20 d\u00f3lares por una visita al m\u00e9dico).\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-7c61ea7\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es el coseguro?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tEl porcentaje que usted paga despu\u00e9s de alcanzar su deducible (por ejemplo, usted paga el 20 % y el seguro paga el 80 %).\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-288e4d2\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es Obamacare (ACA) y qui\u00e9nes pueden acogerse a \u00e9l?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tOferta del Mercado de Seguros M\u00e9dicos: Disponible para todos los residentes legales en EE. UU. Subsidios basados en los ingresos. Cobertura esencial garantizada.\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-aa2b454\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 son los planes complementarios?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tP\u00f3lizas adicionales que cubren: Accidentes Enfermedades graves (c\u00e1ncer, enfermedades card\u00edacas, accidentes cerebrovasculares) Hospitalizaci\u00f3n Odontolog\u00eda\/Visi\u00f3n\/Audici\u00f3n Proporciona pagos directos a los asegurados, no a los proveedores de atenci\u00f3n m\u00e9dica.\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-82aee3c\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es Medicare y qui\u00e9n tiene derecho a ello?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tPrograma federal para: Personas mayores de 65 a\u00f1os, personas con discapacidad aprobada, personas con insuficiencia renal permanente.\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t<div class=\"sina-accordion-item elementor-repeater-item-4d4fdca\">\r\n\t\t\t\t\t<h4 class=\"sina-accordion-header sina-flex\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\u00bfQu\u00e9 es Medicaid y qui\u00e9n tiene derecho a \u00e9l?\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"sina-accordion-icon\">\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-down off\"><\/i>\r\n\t\t\t\t\t\t\t\t<i class=\"fa fa-angle-up on\"><\/i>\r\n\t\t\t\t\t\t\t<\/span>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/h4>\r\n\t\t\t\t\t<div class=\"sina-accordion-body\">\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"sina-accordion-desc\">\r\n\t\t\t\t\t\t\t\t\tCobertura gratuita o de bajo costo para:\n\nPersonas con bajos ingresos.\nMujeres embarazadas.\nNi\u00f1os.\nAlgunas personas con discapacidad.\n*La elegibilidad var\u00eda seg\u00fan el estado y el nivel de ingresos.\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t<\/div>\r\n\t\t\t\t\t<\/div><!-- .sina-accordion -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6c42e31b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6c42e31b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-4289910d\" data-id=\"4289910d\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-731c8435\" data-id=\"731c8435\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3c030e6b elementor-widget elementor-widget-sina_title\" data-id=\"3c030e6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"sina_title.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"sina-title\">\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h2 class=\"sina-title-title\">llamada a la acci\u00f3n<\/h2>\t\t\t\r\n\t\t\t\r\n\t\t\t\t\t\t\t<h3 class=\"sina-title-subtitle\">Contamos con la confianza de m\u00e1s de 1000 clientes.<\/h3>\t\t\t\r\n\t\t\t\t\t\t\t<div class=\"sina-title-desc\">Obtenga hoy mismo su soluci\u00f3n de seguro personalizada<\/div>\t\t\t\t\t<\/div><!-- .sina-title -->\r\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-39b60df4 elementor-widget elementor-widget-button\" data-id=\"39b60df4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"#\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">M\u00e1s informaci\u00f3n<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>FAQ frequently asked questions You can learn more from our asked questions Basic Concepts of Health Insurance What is a Deductible? The amount you pay out-of-pocket before your insurance starts covering costs. What is a Copayment? A fixed amount you pay for a medical service (e.g., $20 for a doctor&#8217;s visit). What is Coinsurance? The percentage you pay after meeting [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"content-type":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"class_list":["post-112","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/pages\/112","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/comments?post=112"}],"version-history":[{"count":5,"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/pages\/112\/revisions"}],"predecessor-version":[{"id":837,"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/pages\/112\/revisions\/837"}],"wp:attachment":[{"href":"https:\/\/jzinsurance.us\/es\/wp-json\/wp\/v2\/media?parent=112"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}